What's
your
story?

TAKE A QUIZ
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What’s your story?

STEP 1

Answer a few quick quiz questions

STEP 2

Discover your story

STEP 3

Find your home

Steps to buy
Easy to own 100% loan
(if you qualify)
No transfer or legal costs

Buying a home can be daunting. Our qualified and committed team is here to help and guide you through the process from start to finish.

What can you afford?

BOND CALCULATOR

Calculate the home loan you qualify for

REPAYMENT CALCULATOR

Calculate your monthly repayment

Gross monthly income (See description below)*

Net monthly income (See description below)*

Total monthly expenses*

Net surplus income

Years to repay*

Interest Rate*

REGISTER YOUR INTEREST

Amount your qualify for

R000

Your monthly repayment amount

R000

*Terms and conditions apply

*Please Note: The interest rate displayed here is the current, national, prime interest rate, as set by the South African Reserve Bank. The interest rate offered by your bank when applying for a loan may vary.

Calculator Descriptions

Gross income: Your ‘gross monthly income’ is your total income before tax and deductions.

Net income: Your ‘net monthly income’ is your total income after tax and deductions.

Cost of the house vs monthly repayment amount: The higher the purchase price of your dream property, the more you’ll have to pay towards your bond every month.

Your monthly repayment amount

R000

Total amount repayable

R000

*Terms and conditions apply

Purchase price (including VAT)*

Years to repay*

Interest Rate*

Deposit*

REGISTER YOUR INTEREST

*Please Note: The interest rate displayed here is the current, national, prime interest rate, as set by the South African Reserve Bank. The interest rate offered by your bank when applying for a loan may vary.

Calculator Descriptions

Gross income: Your ‘gross monthly income’ is your total income before tax and deductions.

Net income: Your ‘net monthly income’ is your total income after tax and deductions.

Cost of the house vs monthly repayment amount: The higher the purchase price of your dream property, the more you’ll have to pay towards your bond every month.

GET PRE-APPROVED

Check your credit score & what home loan you can afford

APPLY FOR A HOME LOAN

Purchase a property you’ve found

RESERVE ONLINE

Choose your home and pay a deposit

NEED ASSISTANCE?

SPEAK TO AN EXPERT

Choose your home
Home buying timeline

Own your home at RockCliff Living in just 10 weeks.

DOWNLOAD STEPS

STEP 1
DECIDE

1 Week

STEP 2
APPLY

1 Week

STEP 3
FINANCE

2 Weeks

STEP 4
OWNERSHIP

6 Weeks

STEP 5
MOVE IN

Move in

You want to join RockCliff Living.

We’ll guide you through choosing the perfect home.

We’ll explain all the documents you need to choose your home.

Apply to buy a home.

Fill in an application form.

Provide all relevant documents.

Affordability check.

Client information check.

We provide assistance with home loan application.

Apply to multiple banks.

Provide feedback and compare quotes with you.

Negotiate terms and rates.

Attorneys accept bond.

Contract drawn up by attorneys.

Home owners financial planning consultation.

Signing of bond documentation.

FICA

Bank consent.

Attorneys lodge transaction at deeds office.

Your home is registered in your name.

Final home inspection.

Get the keys to your home.

Move into your dream home.

Get to know your friendly neighbourhood.

Enjoy the RockCliff Community and all it has to offer.

Home buying timeline

Own your home at RockCliff Living in just 10 weeks!

DOWNLOAD STEPS

Find out more

Click on the links below for more information: